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Crystal Berry

Marketing Manager
Validis
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Crystal Berry

The Data-Enabled Lender

Data is the key to effective decision making – of any kind. By acquiring and analyzing data, you can better inform and guide the decision. Why? Because limited or misleading information rarely ever results in good outcomes. Yet, for decades, lenders have based small-business lending decisions on outdated data points such as FICO scores or tax r...

02 October 2018 Banking Strategy, Digital and Transformation

Crystal Berry

Are You Leveraging the Right Data?

New data sets are paraded before the lending market constantly, each promising to provide all the information needed to understand customers inside and out. The individual value of these data types varies greatly, as does the level of automation required to access, filter and standardize it into formats that can be easily analyzed. But when comb

26 September 2018 Banking Strategy, Digital and Transformation

Crystal Berry

Accomplishing Digital Transformation With a Robust Data Strategy

Over the last few years the commercial lending industry has undergone considerable change. Low interest rates and a calmer financial climate have ensured plentiful opportunities for both lenders and the businesses they support to grow. At the center of all this change are SMEs. Previously overlooked, SMEs are now considered an important factor of t...

31 August 2018 Banking Strategy, Digital and Transformation

Crystal Berry

Using Data Standardization Technology as a Competitive Advantage

Data is a key resource – if not the resource – that powers modern business. Yet, unless it is in a homogenized package, its benefits are limited, thus limiting what industries – especially the accounting and lending industries – can achieve for its clients. The power of data is well known. However, full adoption has been slow, despite the indisput...

18 October 2017 /ai Digital Banking Trends

Crystal Berry

Why Data is the Cornerstone of the Future

Oil is Out – Data Now Fuels the World A recent Economist article likened data to oil, highlighting how – like oil – data is a power that dictates so much about how our modern world functions. And, as we frantically attempt new ways to access oil, we also tirelessly attempt ways to assert ownership over data in order to harness its power. And, lik...

06 October 2017 /inclusion Fintech

Crystal writes about

  • artificial intelligence
  • payments
  • financial inclusion

Crystal's opinion archive

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